Our Mission
At Assured Legacy Protection, we are dedicated to providing peace of mind by offering comprehensive life insurance coverage tailored to your unique needs.
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Frequently Asked Questions
Common Questions Answered for your convenience.
What is life insurance?
Life insurance provides a financial payout to your beneficiaries if you pass away, helping cover expenses like funeral costs, debts, and living expenses.
How much life insurance do I need?
The amount varies depending on your personal circumstances. A common rule is to have a policy that’s 10-15 times your annual income, plus any debts and future expenses like college tuition.
What’s the difference between term and whole life insurance?
Term life covers you for a specific period (e.g., 10, 20, or 30 years), while whole life provides lifelong coverage and includes a savings component that can grow in value.
How do I apply for life insurance?
To apply, you'll fill out an application form, provide health and lifestyle information, and possibly undergo a medical exam depending on the policy.
What can mortgage protection do for you!
Mortgage protection insurance can provide peace of mind by ensuring your mortgage is paid off in the event of your death, it's essential to carefully evaluate your options and understand the terms of the policy to make an informed decision.
Term Life
For term life insurance, premiums stay the same for the policy’s duration. For whole life, premiums are typically fixed but may increase with certain policy types.Can life insurance premiums change over time?